Canada’s financial assistance programs play a vital role in supporting citizens, especially during times of inflation and financial strain.
June and July 2025 bring several major benefit payments aimed at helping Canadians with child care costs, senior pensions, disability support, and more.
Here’s everything you need to know about the upcoming payments, eligibility criteria, and payment dates to ensure you receive every dollar you’re entitled to.
Canada Benefit Payments for June 2025: What to Expect
Several critical payments will be made to eligible Canadians in June 2025. Let’s break down each of the major benefits and their respective dates:
Canada Child Benefit (CCB) – June 20, 2025
The Canada Child Benefit (CCB) is a tax-free monthly payment that helps families with the cost of raising children under the age of 18. The amount depends on the age of your children and your household income.
Benefit Details:
- For children under 6: $7,787 annually (approx. $649 per month)
- For children aged 6 to 17: $6,570 annually (approx. $547 per month)
- Additional support of $3,173 annually for eligible disabled children
These payments are adjusted annually based on your family’s income, so if your household income is higher, the payment may be reduced.
Ontario Trillium Benefit (OTB) – June 10, 2025
The Ontario Trillium Benefit combines three credits into one payment for eligible Ontario residents. The payment includes:
| Credit | Amount |
|---|---|
| Ontario Sales Tax Credit | Up to $360 annually |
| Energy and Property Tax Credit | Between $1,248 to $1,421 (based on income and location) |
| Northern Ontario Energy Credit | Between $180 and $277 |
Eligibility: Payments will be made to those who filed their 2023 tax returns.
Canada Pension Plan (CPP) & Old Age Security (OAS) – June 26, 2025
The CPP and OAS payments are made to senior citizens, with higher amounts paid to those aged 75 and over.
| Program | Payment |
|---|---|
| OAS (ages 65-74) | $707.67 per month (for those with income under $148,451) |
| OAS (ages 75+) | $880.44 per month (for those with income under $154,196) |
| CPP Average Payment | $758 per month |
| CPP Maximum Payment | $1,364.60 per month |
These amounts are subject to inflation adjustments on a quarterly basis.
Veterans Affairs Canada Payment – June 27, 2025
Veterans receiving disability pensions or compensation from Veterans Affairs Canada will receive their monthly payments on June 27, 2025. These payments are tax-free and are based on the severity of the injury or disability.
Canada Benefit Payments for July 2025: Key Dates and New Benefits
July 2025 introduces some important changes, including the launch of the Canada Disability Benefit (CDB), which is designed to support Canadians living with disabilities.
Canada Child Benefit (CCB) – July 18, 2025
The first payment of the 2025-2026 benefit year will be disbursed on July 18, 2025. This payment will depend on your household income and the number of children in your care.
Ontario Trillium Benefit (OTB) – July 10, 2025
Ontario residents will receive their second OTB payment of the year on July 10, 2025. The payment remains the same as the June payment, based on your income and tax filing.
Canada Pension Plan (CPP) & Old Age Security (OAS) – July 29, 2025
The July 2025 payments for CPP and OAS will be deposited into eligible Canadians’ accounts on July 29, 2025.
Canada Disability Benefit Launch – July 2025
A new benefit for working-age disabled individuals is set to launch in July 2025. This is part of a broader initiative to reduce poverty and support those with disabilities.
Key Points of the Canada Disability Benefit (CDB):
- Payments will be made starting in July 2025.
- Applications are open until June 30, 2025.
- This benefit is income-based and designed to reduce financial hardship among working-age disabled Canadians.
- The amount of payment will vary based on each individual’s circumstances.
How to Track Your Payments
To ensure you receive your benefits on time:
- Check Your CRA My Account: Log in to track the status of your payments.
- Direct Deposit: Setting up direct deposit with the CRA ensures you receive payments quickly and securely.
- Keep Information Updated: Ensure your banking and address details are current to avoid delays.
In conclusion, June and July 2025 bring significant payments for Canadians, including key benefits for families, seniors, and those with disabilities.
Keep an eye on the payment dates and eligibility criteria to ensure you receive all the financial support available to you.
FAQs
How do I apply for the Canada Disability Benefit?
Applications for the Canada Disability Benefit must be submitted by June 30, 2025. Follow the instructions provided by the CRA and ESDC once the program launches.
Will my Canada Child Benefit amount change each year?
Yes, the Canada Child Benefit is recalculated every year based on your previous year’s tax return. The amount may vary depending on your family income and the number of children you have.
What should I do if I don’t receive my payment on time?
Wait 5 business days after the expected payment date, then check your CRA My Account. If there’s still an issue, contact the CRA or Service Canada.