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Canadian households can expect a welcome financial boost in July 2025 as the Canada Revenue Agency (CRA) disburses an extra GST payment to help families and individuals cope with inflation and rising living costs.
This tax-free payment is part of the government’s ongoing affordability plan, specifically designed to assist low- to moderate-income earners.
Let’s dive into the key details about the Extra GST payment in July 2025, including who qualifies, how much they’ll get, and when it will be paid.
What Is the Extra GST Payment 2025?
The Extra GST (Goods and Services Tax) payment for 2025 is a one-time top-up or grocery rebate meant to support lower-income Canadians.
While GST credits are typically paid quarterly, this additional payment is separate and supplemental, offering extra financial aid amid persistent inflation and rising grocery prices.
How Much Will You Receive?
The amount you receive for the Extra GST payment depends on your net income, marital status, and number of dependents. Here’s a breakdown of the 2025 payment structure:
| Recipient Type | Extra GST Amount (CAD) |
|---|---|
| Single Individual | $496 |
| Married/Common-law Couple | $650 |
| Per Child Under 18 | $171 |
Example: A family with two children could receive up to $992 ($650 + $171 × 2).
However, payments are reduced by 2% for every dollar a family’s net income exceeds $35,000. This ensures the benefit is targeted to those who need it most.
Payment Date for July 2025 Extra GST Credit
The CRA has confirmed the Extra GST payment will be issued on July 5, 2025, for eligible recipients. Payments will be deposited directly into the bank account linked to your CRA profile, or sent by cheque if direct deposit is not set up.
| Event | Date |
|---|---|
| CRA Extra GST Payment | July 5, 2025 |
| Payment Method | Direct Deposit / Cheque |
To avoid delays, make sure your banking information is up-to-date in your CRA My Account.
Eligibility Criteria for the Extra GST Payment
To receive the Extra GST payment in July 2025, you must:
- Be a Canadian resident for tax purposes
- Be 18 years or older
- Have filed your 2024 tax return
- Have an adjusted family net income under the federal threshold
- Have a valid Social Insurance Number (SIN)
The adjusted family net income is calculated after subtracting any Universal Child Care Benefit and RDSP income.
Why This Payment Matters in 2025
Amid the 9% increase in the GST rate in April 2025, and continued food and housing cost increases, this one-time GST top-up is crucial.
The payment is designed to relieve pressure on low-income households, seniors, students, and single-parent families.
How to Receive the Extra GST Payment
- File your 2024 tax return with CRA.
- Ensure your CRA My Account details (including direct deposit info) are accurate.
- Wait for automatic processing—no separate application is required.
- Check your CRA account for confirmation on or after July 5, 2025.
The Extra Canada GST payment in July 2025 is a timely and helpful measure to support households battling rising costs.
With payments going out on July 5, ensure your tax returns are filed and your CRA profile is updated. This benefit can provide meaningful relief, especially for families with children or seniors on fixed incomes.
FAQs
Who qualifies for the Extra GST payment?
Anyone who filed their 2024 tax return, meets income thresholds, and is a Canadian resident may qualify.
When will the payment be issued?
The CRA will issue the Extra GST payment on July 5, 2025, via direct deposit or cheque.
Do I need to apply separately?
No. As long as you’ve filed your tax return, CRA will automatically assess your eligibility.