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Facing job loss or reduced hours can create significant financial strain, but the CRA $650 Weekly Employment Insurance (EI) program for June 2025 is here to help.
Whether you’re laid off, between jobs, or returning to the workforce, this comprehensive guide covers everything you need to know about eligibility, payments, and the application process.
Overview of Employment Insurance (EI) in June 2025
The Employment Insurance program offers temporary financial support to Canadians who are unemployed, able, and willing to work.
It also provides assistance for those dealing with illness, maternity, or caregiving responsibilities. In June 2025, the standard EI benefit covers 55% of your average weekly earnings, with a cap of $695 per week.
Quick Summary:
| Feature | Details |
|---|---|
| Max Weekly Benefit | $695 |
| Benefit Rate | 55% of average insurable earnings |
| Max Insurable Earnings | $65,700/year |
| Minimum Hours Required | 420–700 hours (depending on region) |
| Waiting Period | Waived (March 30–October 11, 2025) |
| Application Method | Online via Canada.ca |
| Next Payment Date | Weekly, after claim approval |
Who Can Get EI in June 2025?
You’re eligible for EI benefits in June 2025 if you meet the following conditions:
- Job Loss: You lost your job through no fault of your own (e.g., layoff, seasonal shutdown, restructuring).
- Work Hours: You’ve worked between 420 to 700 insurable hours in the last 52 weeks or since your last claim.
- Active Job Search: You’re actively looking for work and available to accept suitable employment.
- Non-Self-Employed: You cannot be self-employed unless enrolled in EI special benefits.
How is the $695 Calculated?
The formula to determine your weekly EI benefit is simple:
Weekly EI = 55% of your average insurable earnings.
To receive the full $695, your pre-unemployment weekly earnings must be at least $1,263.46. Here’s how it works:
- If you earned $1,200/week:
- 55% of $1,200 = $660/week in EI benefits.
Family Supplement for Low-Income Families
If your family income is below $25,921/year and you qualify for the Canada Child Benefit (CCB), you may receive a family supplement. This can increase your weekly EI rate up to 80% of your average earnings, still capped at $695.
What’s New in June 2025?
The CRA $695 Weekly EI has undergone several updates to provide more accessible support to Canadians facing job loss in 2025. Here’s what’s different:
- No Waiting Week: From March 30 to October 11, 2025, there is no waiting period. Payments begin as soon as your claim is approved.
- No Deduction for Severance or Vacation Pay: These will no longer delay or reduce your EI benefits.
- Lower Entry Requirement: To qualify, the unemployment rate in your region is temporarily increased by 1% (min. 7.1%), making it easier to qualify.
How to Apply for the $695 Weekly EI in June 2025
Applying for EI is simple. Follow these steps:
- Required Documents:
- Social Insurance Number (SIN)
- Record of Employment (ROE) from each employer in the last 12 months.
- Bank details for direct deposit.
- Personal details and work history.
- Application Process:
Apply online via Canada.ca/EI as soon as your employment ends. Don’t wait more than 4 weeks after your last workday to avoid losing benefits. - Submit Biweekly Reports:
Every two weeks, you must report:- Earnings or work during that period.
- Availability and effort to find suitable work.
If you miss reporting, your benefits will be paused, so ensure you submit on time.
Tips to Maximize Your Benefits
- Apply early: Even if unsure about eligibility, apply immediately.
- **Use the EI Benefits Estimator tool on Canada.ca for an estimated weekly amount.
- Organize ROEs: Request these from employers right away.
- Stay updated: Regularly check your email and My Service Canada Account for application updates.
Related EI Benefits
Besides regular unemployment benefits, you may be eligible for other forms of EI if you meet the criteria for:
- EI Sickness (for illness or injury).
- EI Maternity/Parental (for pregnancy or childcare).
- EI Caregiving (for caring for a critically ill family member).
Each category has its own rules, but many of the EI criteria overlap.
The CRA $695 Weekly Employment Insurance benefit is an essential resource for Canadians facing unemployment or reduced work hours.
With more accessible eligibility requirements and faster payment processing in 2025, it provides valuable support to those who need it most. Apply today to secure timely assistance and maximize your benefits.
FAQs
What is the maximum amount I can receive from the CRA EI program?
You can receive up to $695 per week, which is 55% of your average insurable earnings, based on your previous income.
Do I need to apply for EI right after losing my job?
Yes, it’s important to apply within 4 weeks of your last workday to avoid losing your eligibility for benefits.
How do I report my earnings while receiving EI benefits?
You must submit biweekly reports on Canada.ca, detailing any earnings or work, and confirm you’re available and looking for work.