Niki
Canadian families are set to receive continued financial relief in 2025 through the Canada Child Benefit (CCB) program, as the Canada Revenue Agency (CRA) confirms updated monthly payment amounts and schedules.
Starting July 2025, eligible families with children under six may receive up to $619 per month, while those with older children can get up to $522 per child monthly.
With the cost of living rising, this tax-free monthly payment remains a key source of support for low- and middle-income households across Canada. Let’s break down the latest updates, payment calendar, and how the CRA calculates your benefit.
What’s New in the Canada Child Benefit for July 2025?
The maximum monthly CCB payment for each eligible child has increased in response to inflation and adjusted income thresholds:
| Child’s Age | Maximum Monthly CCB (July 2025) |
|---|---|
| Under 6 years old | $619.00 |
| Aged 6 to 17 years old | $522.00 |
These new rates reflect an effort to support Canadian families with the growing costs of food, housing, education, and child care.
Canada Child Benefit 2025 Payment Schedule
The CRA issues CCB payments around the 20th of each month. Below is the confirmed schedule for the second half of 2025:
| Month | Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
If you’ve set up direct deposit, payments are typically deposited faster. Otherwise, paper checks may take a few extra business days to arrive.
Who Qualifies for the Child Benefit in 2025?
To receive the Canada Child Benefit in 2025, you must:
- Live with the child and be their primary caregiver
- Be a resident of Canada for tax purposes
- File your 2024 income tax return (and your spouse/common-law partner if applicable)
- Have a valid Social Insurance Number (SIN)
Families with an adjusted net income below $34,863 typically qualify for the maximum benefit, with reductions applied as income increases above this threshold.
How the CRA Calculates Your Child Benefit
The CRA uses your Adjusted Family Net Income (AFNI) from your most recent tax return to determine your monthly benefit amount. Key factors include:
- Number of eligible children
- Children’s ages
- Household income
- Custody arrangement
Example:
A family with two children under age six and an AFNI of $32,000 may receive $1,238 per month in total. If income rises or a change in marital status occurs, payments may be recalculated mid-year.
Tips to Maximize Your CCB in 2025
- File taxes on time – CRA needs your tax return to determine eligibility.
- Update your status – Report changes in marital status, custody, or income immediately.
- Use CRA My Account – Check payment status, benefit estimates, and direct deposit info online.
The Canada Child Benefit 2025 continues to provide crucial support for Canadian families, with updated payments of up to $619 per month per child under six.
With confirmed payment dates and adjusted income thresholds, the CCB remains a reliable financial tool. Stay informed, file your taxes, and check your CRA account regularly to ensure you receive the full amount you’re entitled to.
FAQs
What is the maximum CCB payment for July 2025?
The maximum payment is $619 per child under six, and $522 per child aged 6–17, depending on family income.
When is the next CCB payment scheduled?
The next payment is on July 19, 2025, as part of the CRA’s monthly schedule.
How can I check my CCB payment status?
Log in to your CRA My Account to view your payment history, upcoming payments, and update personal details.