As July 2025 kicks in, millions of Canadians are set to benefit from five major Canada Revenue Agency (CRA) payments, all of which have been increased to provide additional financial relief.
These benefits are critical for seniors, low-income workers, families, and Ontario residents, especially amid rising inflation, rent, groceries, and energy bills. Let’s dive into each benefit, eligibility criteria, updated amounts, and payment dates.
CRA Payments With Increases in July 2025
| Benefit | Who Gets It | Payment Date | Maximum Amount |
|---|---|---|---|
| GST/HST Credit | Low/modest-income Canadians | July 5, 2025 | $133.25/quarter (single), $174.50 (couple), $46/child |
| Advanced Canada Workers’ Benefit | Low-income workers & families | July 11, 2025 | $1,518/year (single), $2,616/year (family) |
| Canada Child Benefit (CCB) | Parents/guardians of children | July 18, 2025 | $7,997/year (under 6), $6,748 (ages 6–17), +disability top-up |
| Ontario Trillium Benefit (OTB) | Ontario low-income residents | July 10, 2025 | Up to $1,459 depending on age/income |
| CPP & OAS Pension Benefits | Canadian seniors | July 29, 2025 | CPP: $1,433/mo, OAS: $727–$800, GIS: $1,057 |
GST/HST Credit – A Tax Relief Boost
The GST/HST Credit is issued every quarter and is designed to help low- to moderate-income individuals offset tax burdens. This benefit has been increased by 2.7% in July 2025.
Key Details:
- Singles: $133.25 per quarter
- Couples: $174.50 per quarter
- Per Child: Additional $46
- Next Payment Date: July 5, 2025
There’s no separate application. Just ensure your 2024 tax return has been filed.
Advanced Canada Workers’ Benefit (ACWB)
The ACWB supports low-income workers through advance payments issued three times a year. The benefit amount has also been adjusted upward by 2.7%.
Eligibility:
- Over 19 years of age
- Earned more than $3,000 in 2024
- Includes some newcomers and temporary residents
Updated Amounts:
- Single: Up to $1,518 annually (~$506 per installment)
- Family: Up to $2,616 annually (~$872 per installment)
Next Payment is on July 11, 2025. To receive it, you must have completed Schedule 6 in your tax return.
Canada Child Benefit (CCB)
The CCB is a monthly payment to help guardians raise children under 18. The benefit amount increases in July 2025 to reflect inflation.
New Payment Levels:
- Under 6 years: Up to $7,997 annually
- Ages 6 to 17: Up to $6,748 annually
- Disability Supplement: Up to $3,265 more
Who Qualifies:
- You’re the primary caregiver
- Children under 18
- Must file 2024 tax return and provide residency/child documentation if newly arrived
Next payment: July 18, 2025, then monthly around the 20th.
Ontario Trillium Benefit (OTB)
The OTB is a provincial payment for eligible Ontarians and combines the Energy and Property Tax Credit, Northern Energy Credit, and Sales Tax Credit.
New Maximums:
- OSTC: Up to $371
- OEPTC: Up to $1,459 (for seniors)
- NOEC: Up to $284 (families)
To get your benefit on July 10, 2025, you must have filed your 2024 tax return with the ON-BEN form.
Canada Pension Plan (CPP) & Old Age Security (OAS)
Seniors aged 60 and above receive monthly CPP, while those over 65 receive OAS. In July 2025, all related pension benefits have been increased.
Amounts:
- CPP: Up to $1,433/month
- OAS (65–74 years): $727.67/month
- OAS (75+ years): $800.44/month
- GIS (for low-income seniors): Up to $1,057/month
Next deposit is scheduled for July 29, 2025. Make sure direct deposit is enabled in your My Service Canada Account.
Important Reminders
- Always file your tax returns on time to qualify.
- Activate direct deposit for faster payments.
- Check your CRA My Account for updates on payment amounts and schedules.
- Benefits like GST, CWB, and CCB are automatically processed—no separate application required.
- If you’re new to Canada, submit relevant forms with documents proving residency, income, and dependents.
July 2025 is shaping up to be a financially rewarding month for Canadians. With five boosted CRA payments arriving throughout the month, individuals and families have extra breathing room amid inflation and rising living expenses.
From tax relief to retirement income and child support, these timely benefits reinforce the importance of staying tax-compliant, informed, and ready to take action.
Make sure your information is up to date—and your bank account is ready—for what could be your most important deposits this summer.
FAQs
Do I need to apply for each of these CRA payments separately?
No. Most CRA benefits like GST, ACWB, and CCB are issued automatically when you file your tax return. However, certain provincial credits like the OTB require an additional ON-BEN form.
What’s the biggest benefit increase for July 2025?
The Canada Child Benefit (CCB) and Old Age Security (OAS) saw significant increases this July, particularly for seniors aged 75+ and parents with young children.
What if I moved to Canada recently—can I still qualify?
Yes, newcomers and temporary residents may qualify if they’ve been in Canada for at least 18 months and have filed taxes for the 2024 year.