Starting June 20, 2025, eligible Canadians with disabilities can apply for the new Canada Disability Benefit (CDB). This program provides $200 per month, offering essential support to working-age individuals facing financial challenges.
The initiative is part of a larger national effort to promote inclusion, reduce poverty, and support Canadians with disabilities through consistent monthly income.
Purpose of the Canada Disability Benefit
The Canada Disability Benefit is a federally funded support program focused on bridging the income gap for individuals with disabilities aged 18 to 64. It recognizes the additional costs that come with living with a disability and seeks to offer financial relief.
This monthly benefit complements existing support systems and targets a group that previously had limited access to consistent national aid.
Canada Disability Benefit
| Feature | Details |
|---|---|
| Monthly Amount | $200 (tax-free) |
| Annual Total | $2,400 |
| Application Start Date | June 20, 2025 |
| First Payment Date | July 2025 (if approved by June 30) |
| Eligibility Age | 18 to 64 years old |
| Payment Frequency | Monthly via direct deposit |
| Retroactive Pay Option | Yes, if eligible from June 2025 |
| Inflation-Linked? | Yes, indexed to cost-of-living increases |
Who Is Eligible?
To qualify for the $200 monthly CDB, applicants must meet the following requirements:
- Be between 18 and 64 years of age
- Be approved for the Disability Tax Credit (DTC)
- Be a resident of Canada: this includes citizens, permanent residents, protected persons, temporary residents, or individuals registered under the Indian Act
- Have filed a 2024 income tax return (spouses/partners must file too if applicable)
- Meet low-income thresholds, especially for single individuals or couples with limited annual income
These criteria ensure the benefit reaches those who need financial assistance most.
How to Apply for the CDB
Starting June 20, 2025, applications can be submitted in three ways:
- Online via the Canada Disability Benefit portal
- By phone through Service Canada’s support line
- In person at any Service Canada office
Some individuals will receive a special letter with a unique application code for a faster process. If you don’t receive this, you can still apply using your:
- Social Insurance Number (SIN)
- 2024 net income (line 23600 on your tax return)
- Direct deposit banking details
When Will Payments Begin?
If you apply and are approved by June 30, 2025, your first $200 payment will arrive in July 2025. Those who apply later can still qualify and may receive retroactive payments dating back to June 2025, depending on their eligibility.
To help estimate how much you might receive, a Benefit Estimator Tool is available. This tool calculates potential payment amounts based on your income and household structure.
Support Available for Applicants
Applying for government benefits can be overwhelming, but dedicated support teams and community organizations are available to assist. These groups can help:
- Navigate the application form
- Provide guidance on the DTC
- Ensure all necessary documents are submitted
Direct deposit is strongly encouraged for receiving payments, as it ensures fast, secure delivery directly to your bank account.
Why the CDB Matters
While Canada already offers support programs for seniors and children, working-age individuals with disabilities have long faced a gap in financial assistance.
The Canada Disability Benefit finally addresses this gap, offering reliable support to over 600,000 low-income Canadians.
Beyond the monthly amount, the CDB represents progress in creating a more equitable, inclusive society. It recognizes the lived realities of Canadians with disabilities and provides concrete help where it’s needed most.
The Canada Disability Benefit 2025 is a game-changing support measure for working-age Canadians with disabilities. With $200 per month, straightforward eligibility criteria, and accessible online and in-person application options, it’s easier than ever to get the help you deserve.
Apply starting June 20, and if you’re eligible, you’ll receive your first payment in July 2025. This benefit is more than financial—it’s a step toward empowerment, equity, and inclusion.
FAQs
What if I’m eligible but apply after June 30, 2025?
You can still receive monthly payments and may be eligible for retroactive payments starting from June 2025.
Is the $200 payment considered taxable income?
No, the Canada Disability Benefit is completely tax-free.
Do I need a special code to apply?
No. Even if you don’t receive a pre-issued code, you can apply using your SIN, tax information, and banking details.